Money and offers

Scholarships, Offers & Signing

What a football offer is, when you can sign, and how aid works at each level. Rules checked Oct 20, 2026. Rules change, so confirm details on the linked sources and with each school's compliance office. This is general guidance, not legal or eligibility advice.

Verbal offer vs. written offer

Most football "offers" posted online are verbal. A verbal offer isn't a signed agreement, and either side can walk away. Under NCAA Division I rules a school can't give you a written offer of athletics aid (or a settlement benefits agreement) before Nov. 15 of your senior year. Ask the coach exactly what's being offered, for how long, and when it can be put in writing.

Football signing dates, 2026-27

  • D1 early signing period: Dec. 2-4, 2026.
  • D1 and D2 regular signing period: starts Feb. 3, 2027.
  • D1 and D2 two-year college transfers (midyear): from Dec. 2, 2026.
  • Since 2024, Division I uses written offers of athletics aid instead of the National Letter of Intent. Once you sign one, other schools can't keep recruiting you.

Preferred walk-ons

A preferred walk-on (PWO) is a guaranteed roster spot without athletic aid, at least at first. With roster limits now in D1, ask whether a PWO spot is guaranteed for your first season and what it takes to earn aid.

Aid by level

  • NCAA D1: at schools in the House settlement, football rosters are capped at 105 and schools can fund any or all of those spots. Schools that didn't opt in (many FCS schools) stay under the overall limit of 63 scholarship equivalencies (NCAA settlement Q&A, Feb. 2026). See Roster limits.
  • NCAA D2: up to 36.0 scholarship equivalencies per team, often split into partial scholarships.
  • NCAA D3: no athletic scholarships. Athletes can get need-based and non-athletic merit aid.
  • NAIA: up to 24 full-grant equivalencies per football team (2026-27 NAIA Handbook), which can be split among players.
  • JUCO: NJCAA Division I schools can give full athletic scholarships; Division III schools give none. NJCAA bylaws leave the per-sport number to the NJCAA Sports Procedures Chart; recruiting sites quote 85 for football, but we could not open the 2026-27 chart itself. (not confirmed on an official NCAA/NAIA/NJCAA page; confirm with the school) California community colleges (3C2A) give no athletic scholarships: 3C2A Bylaw 2 bars any aid or scholarship not available to all students, and colleges recruit mainly within their own recruiting area.

Apply for all the aid you can

  • File the FAFSA each year.
  • Some colleges also require the CSS Profile.
  • Ask whether academic aid can be combined with athletic aid.

Compare offers apples to apples

  • Total cost of attendance, minus all grants and scholarships, equals what your family really pays.
  • Is the athletic aid for one year or several, and what conditions apply?
  • Is there any NIL or revenue-sharing piece, and who is paying it? See NIL.

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